WeCarFinance
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Terms of Use

Last updated June 2026

About these terms

These terms govern your use of the WeCarFinance website. By using the site you agree to them. WeCarFinance Limited is a credit broker, not a lender.

Illustrative figures

All figures shown on our calculators and pages are illustrative only and do not constitute a quote or an offer of finance. Your actual rate and payments depend on your circumstances, the lender and the amount borrowed.

Eligibility checks

Checking your eligibility uses a soft search which does not affect your credit score. A full application may involve a hard credit search by the lender, which you will be told about before it happens.

Representative example

Rates from 8.9% APR. Representative Example: Borrow £15,000 over 5 years with a £0 deposit. Representative 19.8% APR fixed rate. Total amount repayable £22,450.80.

Complaints

If something goes wrong we want to put it right. Contact hello@wecarfinance.co.uk and we will respond in line with our complaints procedure.

WeCarFinance

Car finance, made kinder.
Simple. Clear. Reassuring.

0800 000 1234 hello@wecarfinance.co.uk WhatsApp us

WeCarFinance is a trading style of LDDPRO Ltd, registered in England and Wales under company number 12355774. Registered office: 80 Clyde Way, Romford, Essex, RM1 4UT.

LDDPRO Ltd is an Appointed Representative of Premier Insurance Services Ltd, who are authorised and regulated by the Financial Conduct Authority under FRN 305009. We act as a credit broker, not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase (written quotation available on request).

Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow); this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over.

LDDPRO Ltd is registered with the Information Commissioner's Office under registration number ZA156503.

Representative Example: Borrow £15,000 over 5 years with a £0 deposit at 19.8% representative APR (fixed). Total amount repayable £23,472. Rates depend on individual circumstances and loan amount. All figures on our calculators are illustrative only and not a quote.

© 2026 LDDPRO Ltd trading as WeCarFinance. All rights reserved.

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