Terms of Use
Last updated June 2026. Plain-English terms, no small print traps.
4.8/5·Trustpilot & Google·FCA regulated
About these terms
These terms govern your use of the WeCarFinance website. By using the site you agree to them. WeCarFinance Limited is a credit broker, not a lender.
Illustrative figures
All figures shown on our calculators and pages are illustrative only and do not constitute a quote or an offer of finance. Your actual rate and payments depend on your circumstances, the lender and the amount borrowed.
Eligibility checks
Checking your eligibility uses a soft search which does not affect your credit score. A full application may involve a hard credit search by the lender, which you will be told about before it happens.
Representative example
Rates from 8.9% APR. Representative Example: Borrow £15,000 over 5 years with a £0 deposit. Representative 19.8% APR fixed rate. Total amount repayable £22,450.80.
Complaints
If something goes wrong we want to put it right. Contact hello@wecarfinance.co.uk and we will respond in line with our complaints procedure.