Van finance
Personal use, sole trader or limited company — we place vans across the whole finance panel.
4.8/5·Trustpilot·FCA regulated
Whether the van is for the school run and weekend jobs, a growing sole-trader round, or a limited-company fleet, we structure the finance the way that suits your accountant. Personal HP for mixed use, PCP for lower monthlies, or business contract hire when you'd rather hand it back.
Best for
- Personal use — commuting, hobbies, or a mix with light work
- Sole traders wanting a simple agreement in their own name
- Limited companies putting the van on the balance sheet
- Anyone who wants to own the van at the end (HP)
Pros
- Personal, sole trader and limited-company routes on one form
- HP, PCP and business contract hire compared side by side
- Soft check in ~60 seconds — no impact on your credit score
- Specialist lenders for conversions and younger companies
Things to consider
- Over 3.5t GVW moves into commercial-asset finance (different panel)
- Business contract hire prices normally exclude VAT
- Very heavy conversions may need supplier invoice + photos
How van finance works
Personal or business?
Tell us who's signing — you personally, sole trader, or the company.
Match to the panel
We compare HP, PCP and business contract hire across all the vans your lender pool supports.
Own it or hand it back
End the term with ownership (HP), an optional balloon (PCP), or a clean return (contract hire).
Financing a van for work? The class of use on your insurance has to match — carriage of own goods, courier or haulage are all priced differently. Our insurance partner Premier Insurance handle van, courier and fleet cover.
Our insurance partnerVan finance FAQs
Let's get you on the road.
Check your eligibility in minutes with a soft search that won't affect your credit score.
FCA regulated. Real people available to help.